This website is owned and operated by Sutton National Insurance Company, which is referred to as “Sutton National” or “we” or “us” or “our.”
You agree that:
- Your use of this Site is subject to and governed by these Terms;
- You will only access or use this Site and transact business with us if you are at least 18 years old;
- You will comply with and be bound by these Terms as they appear on this Site each time you access and use this website;
- Each use of this Site by you indicates and confirms your assent and agreement to be bound by these Terms;
- These Terms are a legally binding agreement between you and Sutton National that will be enforceable against you.
You agree that you will only use or attempt to use this Site for legitimate purposes with Sutton National as a bona fide client of Sutton National; you may not use or attempt to use this Site or any of its contents: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, harm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; (k) to overburden or damage Sutton National equipment or software; (l) to send electronic mail to us that is illegal, obscene, profane, threatening, defamatory, invasive of privacy, infringing of intellectual property rights; or contains harmful code, political campaigning, commercial solicitation, chain letters, or mass mailings; or violates any applicable law, such as the CANSPAM Act or (m) to interfere with or circumvent the security features of the Site or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Site or any related website for engaging in any of the prohibited uses.
In making an inquiry, application or in entering into any other transaction or request for information on this Site, you agree to provide accurate, true, current and complete information upon which Sutton National may rely.
To access this Site, you must have a computer equipped with a modem or other access device. You are responsible for the selection, installation, maintenance, and operation of your computer and software. We are not responsible for any errors, failures, or malfunctions of your computer or software. You are responsible for ensuring that your computer and software are compatible with our Site. We reserve the right to change the system requirements for using this Site.
Copyright in the pages and in the screens displaying the pages, and in the information and material thereon and in their arrangement is owned by Sutton National unless otherwise indicated.
All trademarks, service marks, trade names, logos, and icons are proprietary to Sutton National. You acknowledge and agree that you do not acquire any rights by implication, estoppel or otherwise, to use any trademark displayed on this Site without the express permission of Sutton National. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, modify, adapt, reverse engineer or frame in any other web page, any web page content on these pages.
You may not use Sutton National’s name or trademarks in any way that implies an affiliation with, or an endorsement, sponsorship or approval by Sutton National without our express written permission.
Certain areas or features of this website may be restricted to users who have obtained a user identification and password by completing a registration process described on this website. Please be sure to protect and maintain the confidentiality of any user identification, password or other identifying information you may obtain in connection with your use of this website. You agree to notify Sutton National immediately if you believe your user identification, password or other identifying information has been lost, stolen or otherwise compromised. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this website by any person to whom you have provided your user identification, password or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this website that may occur after you have notified us that your user identification, password or other identifying information has been lost, stolen or otherwise compromised.
If you contact us by phone, you agree that we may monitor and/or record your phone conversations. If you provide us with a cell phone number, you authorize us to contact you from time to time regarding our products.
Certain sections or pages on this site may contain separate terms and conditions which are in addition to these terms and conditions. Additionally, other products or services offered by Sutton National, including those available through this site, may be subject to terms, conditions, and disclaimers in addition to these Terms. You agree that your use of such products and services will be subject to such additional terms, conditions and disclaimers. In the event of a conflict, the additional terms and conditions will govern for those sections or pages or products.
Sutton National generally begins processing your application upon the submission of a full and complete application. If you submit an application, you agree to cooperate in the application process (including submitting all required documentation in a timely manner) and if needed, to obtain information Sutton National may need from third parties. In addition, you agree to notify Sutton National of any changes in any information submitted in connection with your application
While Sutton National will use all of its reasonable efforts to have your application fully processed on or before any anticipated closing date, some processes are not under our control. For instance, Sutton National cannot be responsible for delays due to the untimely receipt of required documentation or any other matters beyond Sutton National’s reasonable control.
As a condition of your use of the Site, you agree to indemnify and hold Sutton National and its third party content providers harmless from and against any and all claims, losses, liability, costs, and expenses (including but not limited to attorneys’ fees) arising from your use of the Sutton National Site, or from your violation of these Terms.
You agree that these Terms shall be governed by and construed in accordance with the laws of the State of Florida, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms or the use of this Site shall be filed only in the state or federal courts located in Florida, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.
THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS", "AS AVAILABLE". SUTTON NATIONAL DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.
IN NO EVENT WILL SUTTON NATIONAL BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF SUTTON NATIONAL, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.
You agree that if any provision of these Terms shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms and Conditions and shall not affect the validity and enforceability of such other provisions.